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How the Kubo Celebrated Becoming Debt Free

Published by TheKuboKing on May 13, 2019
Salmon and Mackerel Nigiri. Spicy Scallops.

NOTE: This article was co-authored by Kubo Queen.

I wish Kubo Queen and I were more disciplined, but the truth is that we’re not perfect. When it comes down to it, we are just like any other humans with things we desire. And, sometimes, we yield to those desires. At the start of my student debt journey, Kubo Queen and I made a deal to not eat one of my favorite foods until my student loans were paid off in full — sushi. As you might know, eating sushi at a sushi restaurant can be quite expensive. Even though I am fortunate enough to live in a city with many all-you-can-eat sushi restaurants, those deals still cost around $25.00 per person. It’s definitely not the most expensive meal you can have going out, but for someone like me who owed over $35,000 in student loans at the time, there were better things to use the $25.00 for. So we made a promise to ourselves that we would only start going out for sushi again as soon as we paid off my student loans…

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This Year, Become Debt Free

Published by TheKuboKing on January 13, 2019

When I was 19 years old I worked part-time at a famous burger chain on the West Coast for $10 an hour. It was more than what the other burger chains were paying its workers. So my coworkers and I thought that we were getting paid a lot of money at the time. This sentiment became more apparent when, after a staff meeting, one of them started talking about the brand-new car he had just bought (with a car loan) within three months of being hired. A group of us became curious so we followed him to the parking lot to see what the car was all about. It turned out to be a nice modest American car (think Ford Focus or Chevy Cruze). Naturally, I wanted to know how much he had financed it for, and so I asked him. I can’t recall how much it was now, but I do remember being uncomfortable at the thought of taking out such a loan; especially for something like buying a brand-new car. All I could think about was how dependent I would be on my part-time job in order to make the monthly car loan payments. I was still only a teenager, and it was only supposed to be a temporary job. So it didn’t sit well with me. And now that I’m a little older, my revulsion at the thought of being in significant amounts of debt is even stronger.

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